Discretionary Portfolios
For individuals, trusts, charities or pension funds with £300,000 or more to invest, we will construct an individually-tailored investment portfolio to match your investment aims, objectives and risk profile.
We will discuss these with you at our initial meeting. We will also establish your capital and income requirements, clarify your attitude to risk and your time horizon, take any specific stock instructions and explain the tax implications of your investment.
A designated Account Manager
An experienced investment manager will be appointed as your designated Account Manager. A deputy will also be appointed, so that someone with detailed knowledge of your portfolio will always be available to speak to you. Both manager and deputy play a significant role in our investment process; they take personal responsibility for the decisions on your investments and for helping you achieve your investment objectives.
A discretionary service, tailored to your requirements
We operate on a discretionary basis: we take the investment decisions for you, based on an investment agreement which permits us to act on your behalf. We always operate within the terms of your mandate to us. For example, should you decide that you do not wish to invest in stocks in a particular sector, we will avoid that sector and tailor your portfolio to provide an alternative. This allows you to benefit from our expertise in asset allocation while achieving a portfolio that is individually matched to your particular requirements.
View your portfolio on a daily basis
We appreciate that our clients have different needs and preferences in relation to receiving reports and information on their portfolios. We have therefore arranged for you to be able to view the holdings and performance of your portfolio as often as you wish, via a personal, secure area of our website. Every six months you will receive a full report from your Account Manager on the performance of your portfolio. If you wish, we will also send you a short note every time we change a stock in your portfolio, telling you what we have done and why.
We will meet with you at least once a year to review performance and ensure that the instructions you have given us continue to reflect your circumstances and approach to risk.
A minimum of paperwork
Your investments will be held in the name of an independent Nominee Company. We carry out all the administration work on your behalf, including cash management, settlement of securities transactions, corporate actions and the collection of dividends.
Constant vigilance
Volatility in markets offers both risk and opportunity. As specialist, active fund managers we monitor economic, corporate and political influences on a continuous basis, and adjust our clients' portfolios accordingly in line with out aim of delivering optimum performance in any given investment climate.
